Drive bigger purchases through flexible, small-scale financing options that customers appreciate—and your cash flow loves.
Let Customers Buy More—Without Big Price Tags
Offering small financing or flexible payment plans encourages customers to buy higher-ticket items—while giving your cash flow consistent momentum.
1. Offer Installments ($25–$100+)
Allow customers to split large purchases into 2–4 monthly payments. Charge a small fee or incorporate it in price. Your POS automates billing and payment schedules.
2. Use Loyalty Deposit Plans
Clients pay a small initial deposit to lock in an item (like home service or custom product). The deposit holds the slot, and final payment is due upon delivery.
3. Bundle Financing with Value Adds
“Upgrade to tier 2 now, pay over 3 months”—adds revenue and flexibility. POS reflects the installment plan and schedules auto-charges.
4. Partner With Provider for Risk-Free Options
Use integrated financing tools (like Afterpay or Affirm) to offer customer credit without taking on lending risk. Your POS flags approvals and payment dates.
5. Show Financing Clearly at Checkout
At point-of-sale—online or in-store—show a payment option: “$29 x 3 months” instead of “$87 upfront.” Shift buying mindset toward affordability.
6. Monitor Financing Revenue
Track how much financing boosts ticket size and conversions. POS lets you see difference between financed and non-financed transactions.
Final thoughts
Financing is more than convenience—it’s a driver for bigger sales and loyalty. With built-in POS financing and tracking, it’s a smart strategy to grow revenue—without sacrificing cash flow.